T&Cs
1. Booking & Payments
- All payments are non-refundable, including deposits and full payments, regardless of circumstance.
- Payment plans must be completed in full, as agreed upon at the time of booking. Failure to complete payments will result in cancellation of participation, without refund.
- Bookings are confirmed only once payment has been received.
2. Telegram
You will have lifetime access to a telegram group where you can ask Ruth questions. Everything in this group is to be kept confidential. Ruth will check this group once a week.
3. Participant Responsibility
- You are responsible for your own well-being and engagement. While support and guidance are provided, personal transformation is self-led.
- This program is not a substitute for medical or psychological treatment. If you have concerns about your mental or physical health, please consult a qualified professional.
- Respectful participation is required. Disruptive or inappropriate behaviour may result in removal without refund.
4. Confidentiality & Intellectual Property
- All teachings, materials, and practices shared during sessions remain the intellectual property of the facilitator. Reproduction or distribution is strictly prohibited without written permission. You are welcome to use the teachings if crediting Ruth Cato.
- Personal discussions within group work must be treated with respect and confidentiality.